Financial Aid at Aquinas College

PLUS Loan Borrowers

A parent (biological, adoptive or a stepparent) of a student at Aquinas must complete the Parent PLUS Loan application process as outlined below.  Your loan will not be processed until both steps are completed.  Please Note:  The 4.228% origination fee is deducted up front from the amount you borrow.

  1. Complete the Federal Direct Parent PLUS Loan application
  • The Parent PLUS Loan Application is available online at The parent must sign in with their FSA ID, once signed in, click Apply for a PLUS loan.
  • Determine the amount you need to borrow:  List the actual amount you wish to apply to receive on your Federal Direct Parent PLUS Loan Application, and please select the loan period you want.  If you are unsure about how much to borrow, please contact the Financial Aid Office before completing the Parent PLUS Loan Application.
  • Once you complete the process, you will receive immediate notification of your approval/denial.  Aquinas Financial Aid Office will also receive notification and proceed with processing your request.

2.  Complete the Parent PLUS Master Promissory Note (MPN)

  • Complete the online Master Promissory Note (MPN) for Parent PLUS Loans at When you complete this step you will receive notice that your MPN is submitted successfully.

*Any excess funds are sent to the parent.